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Get into your dream home with the funding you need.

Whether you are a first-home buyer, seasoned investor or wanting to restructure your mortgage, our team of expert mortgage and insurance advisers are here to help you achieve your goals.

Book your FREE consultation today

Looking for advice?

FINAX founder, Lucia Xiao is passionate about helping Kiwis reach financial freedom.

Lucia’s an ex Housing NZ tenant, who through hard work and the correct strategy, built a NZ$17M property portfolio in just 5 years.

Now, she wants to share her knowledge with you so you too can use real estate to achieve financial freedom and live your true life purpose.

Why Choose Finax Mortgages

Here at Finax we are all about looking ahead. We see further than the house you are buying today. We see your goals and aspirations as well as your struggles and concerns. In short we see you, for you.

We are more than just pen pushers. We don’t just facilitate the loan deals with a great success rate. We also want to help you make smart choices for your futures. That is why we provide a personalised mortgage experience that will not only get you into the property you want but one step closer to living your dream life.

What our customers say:

What really stands out to me about Lucia is that she's all about solutions. I have three houses and two of them are in Auckland. I never thought I would be be able to buy in Auckland.

Lucia has a very transparent and direct personality and approach. She is the type of individual that’s there to deliver value for you. Don’t be afraid to ask questions. No question is too dumb for Lucia, that’s what I like.

Lucia is friendly, she is tenacious, and she has a wealth of knowledge that we can tap into. How I used to view money was very flippant and I didn’t have any plans for the future. What I would say to somebody wanting to join is that this is your golden opportunity to take control of your future.

I have been with Lucia for about 6 months now, I felt that she had integrity, she was inspiring, and really listened to what we were about and the potential that we could have, and she was very real about that. She’s real, she knows how to have a laugh, she’s a straight shooter and you can just be honest with her.

What our customers say:

What really stands out to me about Lucia is that she's all about solutions. I have three houses and two of them are in Auckland. I never thought I would be be able to buy in Auckland.

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